If UPI and Net Banking are not available, you can still apply for an IPO (Initial Public Offering) in India using the following offline method:

Offline Process – Steps:

1. Download the ASBA form from the website of the exchange (NSE/BSE) or collect it from your bank branch.
2. Print the form and fill in details such as your personal information, Demat account number, price, bid quantity, etc.
3. Submit the filled form to your bank. Ensure that the bank is designated as a Self-Certified Syndicate Bank (SCSB) as per SEBI guidelines.
   (You can verify the list of SCSBs on the SEBI website: SEBI SCSB List)
4. After submission, the bank will block the IPO application amount in your account until the allotment process is completed.

Note:
Ensure that all details filled in the form exactly match your Demat account records to avoid rejection of your IPO application.